Legal

Your privacy
matters to us

Effective Date: January 1, 2024 Last Updated: April 2026 Applies to: moneymapjournal.com
🔒 Last Updated: April 2026

We believe in plain-language privacy. This policy explains exactly what data we collect, why we collect it, and how you can control it. We will never sell your personal information to third parties.

01
Information We Collect
What we know about you and how we learn it

We collect information in two ways — information you give us directly, and information collected automatically when you use our site.

✍️
Information You Provide

Name and email address when you subscribe to our newsletter, submit a contact form, or leave a comment on an article.

📊
Automatically Collected

Browser type, device, pages visited, time spent, referring URLs, and approximate location (country/city level) via analytics tools.

🍪
Cookies & Local Storage

Small files stored on your browser to remember preferences and measure how visitors interact with our content.

📧
Email Interactions

If you're on our newsletter, we may track open rates and click-throughs to improve the content we send you.

02
How We Use Your Information
The specific purposes behind every piece of data we collect

We only use your information for legitimate purposes directly related to running MoneyMapJournal. We do not use your data for advertising profiling or sell it to data brokers.

  • Send you our newsletter and financial content updates you opted in to receive
  • Respond to your messages, questions, and contact form submissions
  • Analyse site traffic to understand which content is helpful and improve the site
  • Prevent spam, fraud, and abuse on our platform
  • Comply with legal obligations where applicable
  • Send occasional updates about significant changes to this site or policy

💡 We will never email you marketing content from third-party brands or pass your email to advertisers. Our newsletter is purely editorial.

03
Cookies & Tracking
How we use cookies and how to control them

We use cookies to make the site work properly and to understand how people use it. Here's a breakdown of the types of cookies we use:

⚙️ Essential Cookies

Required for the website to function. These include session cookies, security tokens, and preference storage. You cannot opt out of these without affecting site functionality.

📈 Analytics Cookies

We use Google Analytics to understand traffic patterns, popular content, and visitor behaviour. This data is aggregated and anonymised. You can opt out via the Google Analytics opt-out browser add-on.

💰 Affiliate & Advertising Cookies

Some of our articles contain affiliate links. When you click these, a cookie may be set by the affiliate network (e.g. Amazon Associates) to track referrals. We receive a small commission if you make a purchase — at no extra cost to you.

You can manage or delete cookies through your browser settings at any time. Most browsers allow you to block third-party cookies without affecting first-party functionality.

04
Third-Party Services
External tools and platforms we use to run this site

MoneyMapJournal uses several trusted third-party services. Each has its own privacy policy that governs how they handle data:

  • Google Analytics — website traffic and behaviour analysis
  • Mailchimp / ConvertKit — newsletter delivery and email list management
  • WPForms — contact form processing and submission storage
  • Cloudflare — CDN, security, and performance optimisation
  • Amazon Associates & other affiliate networks — referral tracking for recommended products
  • WordPress / Automattic — our hosting and CMS platform

We select third-party services carefully and only share the minimum data necessary for them to provide their service.

05
Data Sharing
When and with whom we share your information

We do not sell, trade, or rent your personal information. We may share data only in the following limited circumstances:

  • Service providers — trusted vendors who help us operate the site (hosting, email delivery, analytics) under strict data processing agreements
  • Legal requirements — if required by law, court order, or to protect the rights and safety of our users
  • Business transfers — if MoneyMapJournal is acquired or merged, user data may be transferred as part of that transaction with equivalent privacy protections maintained
06
Data Security
How we protect the information we hold

We take reasonable technical and organisational measures to protect your data from unauthorised access, loss, or disclosure:

  • HTTPS encryption across all pages of the site
  • Regular security updates and WordPress hardening best practices
  • Limited staff access to personal data on a need-to-know basis
  • Cloudflare DDoS protection and Web Application Firewall

⚠️ No method of internet transmission is 100% secure. While we strive to protect your data, we cannot guarantee absolute security. If you suspect a breach, please contact us immediately.

07
Your Rights
What you can ask us to do with your data

Depending on your location, you may have the following rights regarding your personal data. To exercise any of these, contact us at Support@moneymapjournal.com.

👁️
Access

Request a copy of the personal data we hold about you

✏️
Correction

Ask us to correct inaccurate or incomplete information

🗑️
Deletion

Request erasure of your personal data from our systems

🚫
Objection

Object to us processing your data for certain purposes

📦
Portability

Receive your data in a structured, machine-readable format

📭
Unsubscribe

Opt out of our newsletter at any time via the unsubscribe link

We will respond to all requests within 30 days. In complex cases, we may need up to 60 days and will notify you accordingly.

08
Children's Privacy
Our site is not directed at children under 13

MoneyMapJournal is intended for adults and is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with their data, please contact us and we will promptly delete it.

09
Policy Changes
How we'll let you know when this policy is updated

We may update this Privacy Policy from time to time to reflect changes in law, our practices, or the services we offer. When we do:

  • We will update the "Last Updated" date at the top of this page
  • For significant changes, we will notify newsletter subscribers by email
  • Continued use of the site after changes constitutes acceptance of the updated policy

We recommend checking this page periodically to stay informed about how we protect your information.

10
Contact Us
Get in touch about privacy questions or data requests

If you have any questions about this Privacy Policy or how we handle your data, please reach out:

📧 Email

Support@moneymapjournal.com — we aim to respond within 48 hours on business days.

📞 Phone / WhatsApp

+254 742 532 200  |  +254 700 704 212
Available Monday – Friday, 9am – 6pm EAT (UTC+3)

🌍 Location

MoneyMapJournal is operated from Nairobi, Kenya. East Africa Time (EAT, UTC+3).